Main limitations of the Standard (free) plan

The Standard plan is free, and for many it is more than enough. But it has a few limits to keep in mind before choosing:

  • limits on ATM withdrawals,
  • more restricted currency exchange,
  • higher crypto fees than on Premium.
  • paid bank card delivery.
  • 2% yield possible on current account, instead of 4%

Nothing deal-breaking for simple use of the account and card — it mostly depends on your usage volume.

Did you stay on Standard or switch to Premium? What tipped the scales?